Clear 2 Close Funding (“we,” “our,” or “us”) values your privacy and is committed to protecting the personal information you provide to us. This Privacy Policy explains how we collect, use, disclose, and protect your personal data when you use our services or interact with our website, clear2closefunding.com (“Site”).

By using our Site or services, you agree to the collection and use of your information as outlined in this Privacy Policy.

1. Information We Collect

We collect various types of information to provide you with the best service experience. This may include:

a. Personal Information:
When you use our services or fill out forms on our website, we may collect personally identifiable information (PII), such as:

• Name
• Email address
• Mailing address
• Phone number
• Social Security number (for loan applications)
• Employment information
• Financial details (e.g., income, assets, credit history)

b. Non-Personal Information:
We also collect non-identifiable information such as:

• Browser type
• IP address
• Device information
• Browsing history on our Site

This information is used for analytical purposes and to improve the performance of our website and services.

2. How We Use Your Information

We use the information we collect for the following purposes:

• To provide, manage, and improve our loan products and services
• To communicate with you regarding your loan application, status updates, and related services
• To respond to inquiries, requests, and customer support issues
• To comply with legal and regulatory requirements
• To analyze usage patterns on our Site and improve user experience
• To send promotional emails or updates (with your consent)

3. Sharing Your Information

We do not sell, rent, or trade your personal information. However, we may share your information in the following circumstances:

• Service Providers: We may share your information with third-party service providers that assist us in operating our business, such as credit bureaus, financial institutions, document management companies, and IT services. These third parties are obligated to protect your information and may only use it for specific purposes related to our services.
• Legal and Regulatory Compliance: We may disclose your personal information if required to do so by law, in response to a court order, or to comply with legal processes or regulations.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the new owner or entity, and we will ensure that your privacy rights are respected.

4. Data Security

We take reasonable measures to protect your personal information from unauthorized access, alteration, or destruction. These measures include encryption, secure servers, firewalls, and other technologies designed to secure your data. However, please note that no data transmission over the internet or electronic storage method is 100% secure, and we cannot guarantee absolute security.

5. Your Rights and Choices

You have the following rights regarding your personal information:

• Access: You can request access to the personal information we hold about you.
• Correction: You may request corrections to any inaccurate or incomplete information we have about you.
• Deletion: You may request that we delete your personal information, subject to certain exceptions (e.g., if the information is necessary to fulfill a contract or comply with legal obligations).
• Opt-out of Communications: You can opt-out of receiving marketing or promotional emails at any time by following the unsubscribe instructions in those emails or contacting us directly.

To exercise any of these rights, please contact us at the contact information provided below.

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies (e.g., web beacons) to enhance your experience on our Site. Cookies are small files stored on your device that help us remember your preferences, analyze website traffic, and improve Site functionality. You can control cookie settings through your browser, but disabling cookies may affect your ability to use certain features of our Site.

For more information about cookies and how we use them, please see our Cookie Policy.

7. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect or solicit personal information from children under 18. If we learn that we have collected personal information from a child under 18, we will take steps to delete that information as soon as possible.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or technology. When we make changes, we will post the updated policy on our website and update the “Effective Date” at the top of this page. We encourage you to review this policy periodically to stay informed about how we are protecting your information.