Welcome to Clear 2 Close Funding! These Terms of Service (“Terms”) govern your access to and use of our website (clear2closefunding.com) and the services provided by Clear 2 Close Funding (“we,” “our,” “us”). By accessing or using our website or services, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, you must refrain from using our website and services.

Please read these Terms carefully, as they contain important information about your legal rights and obligations.

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1. Acceptance of Terms

By using our website and services, you agree to these Terms, as well as any other applicable policies or guidelines that we may post on our website from time to time. We reserve the right to modify, update, or revise these Terms at any time without prior notice. Any changes will be effective when posted on the website, and it is your responsibility to review these Terms periodically for updates.

2. Eligibility

You must be at least 18 years old and legally capable of entering into a binding agreement to use our services. By accessing or using our services, you represent and warrant that you meet these eligibility requirements.

3. Services We Provide

Clear 2 Close Funding offers a range of financial services, including but not limited to:

• Loan origination and processing
• Mortgage and refinance services
• Loan consultation and advice

Our services are subject to the terms and conditions described herein and may be further governed by specific agreements that you enter into with us (e.g., loan agreements or application forms).

4. User Responsibilities

You agree to use our services only for lawful purposes and in accordance with these Terms. Specifically, you agree that you will not:

• Provide false, inaccurate, or misleading information when using our services
• Attempt to hack, disable, or otherwise interfere with the functionality or security of our website or services
• Violate any applicable laws, regulations, or third-party rights while using our services
• Use our website for any unauthorized or illegal purpose, including fraud or identity theft

You are responsible for maintaining the confidentiality of your account information, including any username, password, and personal data. You agree to notify us immediately if you suspect unauthorized use of your account.

5. Account Creation

To access certain features of our services, you may be required to create an account by providing personal information such as your name, email address, phone number, and other details. You agree to provide accurate, current, and complete information during the registration process and to maintain the accuracy of that information.

6. Privacy

Your privacy is important to us. Please refer to our Privacy Policy for detailed information on how we collect, use, and protect your personal information.

7. Fees and Payment

Certain services provided by Clear 2 Close Funding may require fees or charges. You agree to pay any fees associated with the services you request or use, as detailed in your specific agreement with us. All payments are due in accordance with the terms of your agreement, and failure to make timely payments may result in penalties, service interruptions, or legal action.

8. Intellectual Property

The content, design, logos, trademarks, and other materials on our website are owned or licensed by Clear 2 Close Funding and are protected by copyright, trademark, and other intellectual property laws. You agree not to use, reproduce, or distribute any of the materials on our website without prior written consent from us.

9. Disclaimers

While we strive to provide accurate and up-to-date information, our website and services are provided “as is,” without any warranties or representations of any kind, express or implied. We make no guarantees regarding the accuracy, completeness, reliability, or availability of the website or services.

We do not guarantee that our services will meet your expectations, nor do we assume responsibility for any errors, omissions, or interruptions in service.

10. Limitation of Liability

To the fullest extent permitted by law, Clear 2 Close Funding shall not be liable for any indirect, incidental, special, or consequential damages arising from your use or inability to use our services, including, without limitation, loss of data, loss of profits, or any other damages, whether in contract, tort, or otherwise, even if we have been advised of the possibility of such damages.

11. Indemnification

You agree to indemnify, defend, and hold harmless Clear 2 Close Funding, its affiliates, directors, employees, and agents from any claims, losses, damages, liabilities, and expenses (including legal fees) arising from your use of the website and services, your violation of these Terms, or any breach of your representations and warranties.

12. Third-Party Links

Our website may contain links to third-party websites or services that are not controlled or owned by Clear 2 Close Funding. We are not responsible for the content, privacy practices, or policies of these third-party websites. We encourage you to review their terms of service and privacy policies before interacting with them.

13. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the state of [Insert State], without regard to its conflict of law principles. Any disputes arising from or related to these Terms or your use of our services shall be resolved through binding arbitration, rather than in court, in accordance with the rules of [Insert Arbitration Organization]. You agree to submit to the personal jurisdiction of the state and federal courts located in [Insert County/State].

14. Termination

We may suspend or terminate your access to our website or services at any time, with or without cause, and with or without notice, for any reason, including if we believe you have violated these Terms. Upon termination, all rights granted to you under these Terms will cease, and you agree to immediately stop using our services.

15. Severability

If any provision of these Terms is determined to be unlawful, void, or unenforceable, such provision will be deemed severable from these Terms and will not affect the validity and enforceability of the remaining provisions.

16. Entire Agreement

These Terms, along with any other policies or guidelines incorporated by reference, constitute the entire agreement between you and Clear 2 Close Funding regarding the use of our website and services. Any prior agreements or understandings, whether written or oral, are superseded by these Terms.